To provide small and micro companies that are neither corporations or farmers with loans up to Rs. 10 lakh, the central government created the MUDRA Loan Scheme 2025 financing program. These loans are under the PMMY Scheme’s Mudra loan category. Small finance banks, NBFCs, MFIs, RRBs, and commercial banks all offer these loans. Under the Kishor, Sishu, and Tarun categories, borrowers can apply for business loans under the PM Mudra Loan Yojana 2025 that range from Rs. 50,000 to Rs. 10 lakh. All of you can Apply Online Mudra Loan Scheme 2025 @ mudra.org.in using the simple steps described in this post. Learn more about the Mudra Loan Bank List, including its objectives, advantages, MUDRA Loan Eligibility 2025, application processes, list of participating banks, and more.
MUDRA Loan Scheme 2025
MUDRA Loan Scheme 2025 offers three financing options, “Shishu,” “Kishore,” and “Tarun,” each of which is based on the financial requirements and developmental level of the micro-stage unit. Through PMMY’s simple finance initiatives, businesses can borrow up to Rs. 10 lakhs to meet their capital needs and operational expenses. The Mudra Loan Bank List is the term given to these loans. The PM Yojana was put into place to aid in the growth and success of small businesses. Through this initiative, companies in the nonprofit and for-profit sectors can apply for loans to assist in establishing their ventures, with a maximum credit amount of Rs. 10 lakh available. The MUDRA, a SIDBI subsidiary, supports lenders to non-corporate, non-farm small and microenterprises under this plan using supporting intermediaries such as NBFCs, MFIs, RRBs, Small Finance Banks, and Commercial Banks.
PM Mudra Loan Yojana 2025
| Article | MUDRA Loan Scheme 2025 |
| Year | 2025 |
| Initiated by | Government of India |
| MUDRA Loan Eligibility 2025 | Refer to the article |
| Benefit Amount | Maximum Loan Amount Rs 10 Lakhs |
| Official Website | https://www.mudra.org.in/ |
| Category | Yojana |
Mudra Loan Scheme Eligibility 2025
Candidates for the Pradhan Mantri Mudra Loan Yojana 2025 must fulfil the following MUDRA Loan Eligibility 2025:
- Age requirement: 18 years old
- Third-party security or collateral is not necessary.
- The upper limit is 65.
- Loan applications are open to both new and existing units.
Features Of Mudra Loan Yojana 2025
- Loan Amount: Rs 50,000 to Rs 10 lakhs, with options for higher amounts up to ₹20 lakhs for successful loan repayment.
- Interest Rates starting at 9.30% annually.
- Repayment Period: Up to 7 years
- Eligibility: Indian citizens aged 18-65, small business owners, entrepreneurs, and professionals
- Documents: Bank Account Statement, Business Plan, Address Proof, Aadhaar Card, and PAN Card
Types of MUDRA Loans 2025
- Shishu Loan: Up to Rs 50,000 for new businesses or small-scale ventures
- Kishore Loan: Rs 50,000 to Rs 5 lakhs for expanding businesses
- Tarun Loan: Rs 5 lakhs to Rs 10 lakhs for established businesses looking to grow
- Tarun Plus Loan: Rs 10 lakhs to Rs 20 lakhs for businesses that have successfully repaid previous loans
Apply Online Mudra Loan Scheme 2025 @ mudra.org.in
The steps below will be helpful to the candidates to apply for MUDRA Loan through online form:
- Go to mudra.org.in, the official website.
- Download the application and choose the loan category.
- Complete the form and include the required paperwork.
- Forward the request to the nearest bank or microfinance branch.
- Await verification and loan approval.
Benefits Of Mudra Loan Yojana 2025
Some of the primary benefits and features of the program are listed below:
- A maximum loan amount of Rs. 10 lakhs is permitted.
- The debt is covered by the Indian government’s credit guarantee programs.
- Among the options are overdraft facilities, working capital loans, and term loans.
- In addition to low interest rates, processing costs are much lower.
- Any non-farm company or profitable small or microbusiness can apply for a Mudra loan.
- People who belong to the SC/ST group can also apply for Mudra loans, which have lower interest rates.
- Lower annual percentage rate loans for female entrepreneurs
- In both urban and rural locations, banking and financial services are available.
- Financial aid is accessible to micro-small firms and startups.
- Loans for small businesses are available with reasonable interest rates.
- This effort can benefit small company owners, including food vendors and store owners.
- Through this initiative, anyone without access to basic banking services can receive monetary help.
- The government takes on the borrower’s credit guarantee, so it assumes the risk of the loss if the borrower is unable to repay the loan.
- The plan allows for a maximum repayment period of seven years.
- Anyone who wants to make money from microenterprise operations can apply for the Micro Credit Scheme.
- Women are eligible to receive loans with lower interest rates.
- Other refinance options are available from approved lenders.
mudra.org.in Apply Online Link
FAQS On Mudra Loan Scheme 2025
Indian citizens aged 18-65, small business owners, entrepreneurs, and professionals are eligible.
MUDRA Loan Scheme provides financial assistance to small businesses and entrepreneurs, offering loans up to Rs 10 lakhs.
Apply online through the official website, fill out the form, attach documents, and submit to the nearest bank or microfinance branch.
