The Central Government is addressing the issue of farmers experiencing natural disasters through the PM Fasal Bima Yojana 2025. Farmers will be provided insurance under this program if their crops were devastated by flood, drought, or hail. The budget for this plan was Rs 8800 crores when it was launched in 2016, however it was raised to Rs 16000 crores in 2021. We will also explain other significant changes to the plan in our post today, including PM Fasal Bima Yojana Eligibility 2025 and process to monitor the progress of your application. Continue reading to gain a thorough understanding of the Prime Minister Crop Insurance Scheme. If you have already applied for this program then you should Check PM Fasal Bima Yojana Application Status 2025.
PM Fasal Bima Yojana 2025
Launched in 2016, the Pradhan Mantri Fasal Bima Yojana (PMFBY) is the Government of India’s flagship crop insurance program designed to give farmers financial support in the event that their crops fail due to pests, illnesses, or natural disasters. The government then pays the remaining premium cost. With a budget of ₹69,515.71 crore, the PM Fasal Bima Yojana 2025 has been extended until 2025–2026. It uses technological innovations including smartphone applications and remote sensing to speed up claim settlements and improve transparency.
Despite its goals, PMFBY has had difficulties being implemented. For example, insurance companies in Maharashtra collected ₹52,969 crore in premiums between 2016–17 and 2023–24, but only paid out ₹36,350 crore in claims, raising questions about the effectiveness of the plan. Furthermore, the state had to return to the previous premium structure when a 2023 push to lower farmer membership fees to Re 1 caused a spike in applications, including 5.9 lakh fake entries. The revenue circle-based loss assessment model is also criticized for its potential to exclude individual farmers from compensation in the event that the larger area fails to meet the damage requirements. In order to better serve the farming community, the government is still improving the program, with a strong emphasis on integrating technology and modifying policies.
Pradhan Mantri Fasal Bima Yojana 2025
| Name Of Yojana | Pradhan Mantri Fasal Bima Yojana 2025 |
| Country | India |
| Year | 2025 |
| Authority | Government Of India |
| Benefit For | India Farmers |
| Category | Yojana |
| Official Website | www.pmfby.gov.in |
| Amount Offered | Check Online |
PM Fasal Bima Yojana Eligibility 2025
Check the PM Fasal Bima Yojana Eligibility 2025 through the listed points.
- Tenant farmers and sharecroppers are among those who cultivate notified crops in notified zones.
- The insured crops must be of insurable importance to farmers. Farmers need to have a legitimate land tenure agreement or a valid and verified land ownership certificate.
- On the insured land, the farmer must cultivate or sharecrop.
- Within the allotted time, which is typically two weeks after the start of the planting season, the farmer must apply for insurance coverage.
- The same crop loss cannot have resulted in farmers receiving compensation from any other source or channel.
How to To Check PM Fasal Bima Yojana Application Status 2025
The full steps to Check PM Fasal Bima Yojana Application Status 2025 are provided below.
- Step 1:Candidates have to click on its official portal.
- Step 2: Now search Application Status option from the list.
- Step 3: Then your application shows on your home screen.
- Step 4: Farmers must now input the “Application Number” and the provided “Captcha.”
- Step 5: To view the status of your PMFBY farmer application, click the “Check Status” button.
Process To Apply Online PM Fasal Bima Yojana 2025
- Go to pmfby.gov.in to access the official PMFBY portal.
- Enter your bank information, Aadhaar number, and cellphone number to register.
- After entering your login details, select the crop and season (Kharif or Rabi).
- Provide crop and land information on the application form.
- Upload the necessary documents, including your evidence of land title, Aadhaar card, and bank passbook.
- Check all the information, then fill out the online form.
- You can pay the needed premium amount at the bank or online.
- Save the acknowledgment receipt for your records, or take a printout.
PM Fasal Bima Yojana Application Form 2025 : Documents Required
Following Documents are required for PM Fasal Bima Yojana Application Form 2025.
- A copy of your Khasra number (7/12)
- your Aadhar card
- Bank Detail
pmfby.gov.in Application Form 2025 Link
FAQs On PM Fasal Bima Yojana 2025
to give farmers financial assistance in the event that natural disasters cause their crops to fail.
During the crop season, all farmers cultivating notified crops in notified locations.
Since 2020, it has been optional for all farmers.
States notify of commercial/horticultural crops, oilseeds, and food crops.
5% for commercial/horticultural crops, 1.5% for Rabi, and 2% for Kharif.
The remaining premium is evenly divided between the federal and state governments.
No, regardless of the market premium, farmers only pay the set amount.
It is used in UTs and participating states.
Generally speaking, July 31 is Kharif and December 31 is Rabi (though this can vary by state).
using a mix of CCEs (Crop Cutting Experiments), drone photography, and remote sensing.
losses brought on by illnesses, pests, and natural disasters.
Yes, losses that occur within 14 days of harvesting as a result of cyclones, unusual rain, or hailstorms.
Yes, on a farm-by-farm basis, for landslides, hailstorms, flooding, etc.
